Crane services, machinery moving and millwrights
Crane & Rigging Contractor Insurance in Texas
Insurance for Texas crane services, rigging contractors and machinery movers. Review customer loads, owned or rented equipment, vehicles and the crew doing the work.
- Your equipment
- Customer property
- Your crew
Insurance starts with the work you do
Tell us what you lift or move, where you work and who controls each part of the job.
Crane services and operated lifts
Include mobile or crawler cranes, boom trucks, lifting capacities, typical loads and who supplies the operator. Identify construction, industrial and oilfield job sites.
Rigging and machinery moving
Describe loading, lifting, hauling and unloading customer machinery. Include temporary storage and whether you subcontract any stage of the move.
Millwright and installation work
Explain dismantling, positioning, assembly and installation. Identify any testing, startup, design or supervision that your business takes on.
Key coverages for your operation
A crane and rigging insurance review looks at the business as a whole. Riggers liability is one part of that review.
Customer property: riggers liability
Review liability for a customer’s machinery or equipment while your crew lifts or moves it. The work stages and property values matter.
General liability
Discuss injury to others, damage to surrounding property and completed work. Customer property in your care needs a separate riggers liability review.
Owned and rented equipment
List cranes, lifting gear and other equipment with their values. Review physical damage, equipment hired in and equipment rented to others against the rental agreements.
Commercial auto and hauling
Include trucks, trailers, drivers and travel radius. Commercial auto and cargo coverage serve different purposes; describe any hauling of customer equipment.
Workers compensation
Review covered work-related employee injuries, payroll by role and how employees, leased workers and subcontractors are used.
Umbrella or excess liability
Compare higher-limit requirements with the policies underneath them. Ask which liability coverages the proposed excess policy follows.
Design advice, pollution exposures and unusual lifting work need to be identified in the review so the appropriate coverage questions are addressed.
Who is responsible for each part of the job?
Send the job ticket or rental agreement, including limits, additional insured terms and waivers of subrogation. A certificate is evidence of insurance; it does not add coverage.
Operated lifts
You supply a crane with an operator.
- Who is responsible?
- Who provides the rigging crew, lift plan and site direction? Identify responsibility for the load and surrounding property.
- Bring to the review
- Job ticket, lift details, load value and customer insurance requirements.
Bare crane rental
The crane is rented without an operator.
- Who is responsible?
- Who supplies the operator and handles transport? Identify responsibility for equipment damage while the crane is away.
- Bring to the review
- Rental agreement, crane value, rental period and insurance requirements.
Machinery moving
Your crew moves or installs customer machinery.
- Who is responsible?
- Who handles lifting, road transport, storage and installation, including any subcontracted stages?
- Bring to the review
- Scope of work, typical and maximum load values, and any loss-of-use requirement.
Bring the details that shape your quote
Start with what you have. We can help identify the remaining information.
What affects a crane and rigging insurance quote?
The work performed, equipment and load values, lifting capacity, payroll, receipts, claims history and contract requirements all help define the risk. Rental arrangements and subcontracted work also matter.
- Work and locations
Services performed, job sites, service area and annual receipts.
- Cranes and equipment
Equipment list, values, lifting capacities and owned or rented status.
- Customer loads
Typical and maximum values, materials moved and work stages.
- Vehicles and people
Drivers, payroll by role, operator and crew qualifications, lift-planning responsibilities and subcontracted work.
- Contracts and policies
Job tickets, rental agreements, insurance requirements and current policies.
- Loss history
Recent claims and any changes to your operation since those losses.
Is riggers liability the same as crane contractor insurance?
Riggers liability addresses a specific responsibility for customer property. A contractor’s broader insurance review also considers equipment, vehicles, employee injuries and other liability.
Talk through your operation with our Texas team
Bring your equipment list and a typical job or contract. Stover & Crouch is an independent Texas agency, established in 1920. Our team will review the work and available insurance options with you.
Meet our teamA website request does not bind, change, cancel, reinstate, or confirm coverage.