Lifting and moving customer property
Riggers Liability Insurance in Texas
Review your responsibility for a customer’s machinery while lifting or moving it. Riggers liability focuses on the load; your crane, vehicles and crew need their own coverage review.
When you are moving someone else’s equipment
Riggers liability insurance addresses a contractor’s liability for property belonging to others while it is being lifted or moved. You may also hear it called rigging liability insurance or riggers insurance.
A general liability policy’s care, custody or control exclusion can leave this work outside its protection. A riggers liability endorsement may address that gap; a separate policy is not always the answer.
The load, your equipment and the rest of the job
Name each part of the work so it can be matched to the appropriate insurance.
The customer’s load
Riggers liability is the starting point for liability involving customer property during lifting or moving.
Your crane and equipment
Owned and rented equipment need their own property review, including values and rental terms.
Vehicles and road transit
Discuss the truck, trailer and cargo arrangements. A lifting exposure and a road-cargo exposure are different questions.
Employees and other liability
Workers compensation and general liability address different parts of the job. Review both alongside riggers liability.
Follow a customer’s compressor through the job
Use one job to show who has responsibility at each stage. Review the policy wording for the work your crew performs.
- Pickup and lift:
Who takes responsibility for the compressor when your crew starts loading or lifting it? Check the rigging work and customer property described in the policy.
- Transport and storage:
Who hauls the compressor and holds it between sites? Check transit and temporary storage terms, including any handoff to a subcontractor.
- Installation and handover:
Does your crew position, assemble, test or start the compressor? Check when your responsibility ends and which work is included.
Ask whether the proposed wording includes loss of use and which limits or deductibles apply to each stage.
What does your crew do?
Crane and rigging contractors
Describe the lifts, load values, equipment and who supplies the operator.
Machinery movers
Include pickup, loading, moving, unloading and any time equipment is stored.
Millwrights
Explain dismantling, positioning, installation and any testing or startup work.
Have these details ready for a quote
Start with a job description, contract requirements and these details.
What affects riggers liability cost and limits?
The work stages, customer property values, receipts and loss history help shape a quote. Compare the largest load or group of items in your care with the proposed limits, and review deductibles and contract requirements together.
- Work stages
describe what your crew handles from pickup to handover.
- Property values
typical and maximum values of customer equipment on a job.
- Your equipment
owned or rented cranes, lifting gear and other machinery.
- People on the job
operators, employees and subcontractors.
- Contracts
current policies, job tickets and requested insurance wording.
- Claims history
recent losses and any changes made afterward.
Is riggers liability only for oilfield work?
No. Lifting and machinery-moving work also takes place in factories, commercial buildings and construction projects. Describe the actual work and customer property involved.
Talk through the lift with our team
Tell us what you move, whose property it is and what your contract asks for. Our Texas team will review the work and the available insurance options with you.
Meet our teamA website request does not bind, change, cancel, reinstate, or confirm coverage.