(936) 348-2688 Client Support
Personal Insurance

Home, Auto & Renters Insurance in Texas

Compare available options for your home, vehicles, and belongings, with help choosing coverage and keeping your policies up to date.

Prefer to talk? Call (936) 348-2688.

What would you like to insure?

Homeowners Insurance

The house, your belongings up to policy limits, and your liability if a guest is hurt or you are responsible for damage.

Car & Truck Insurance

Built around the vehicles you rely on every day: deductibles, liability limits, and coverage for the car or truck itself, explained before you choose.

Renters Insurance

Your belongings and your liability, and the small surprises that turn into big problems fast.

More personal insurance

Find information about other property, vehicles, and personal insurance needs.

The Stover & Crouch team together in the agency office.
Meet the Stover & Crouch team

People you can call, as your needs change.

Based in Madisonville since 1920, our independent agency helps you compare available carrier options and understand the tradeoffs. We work for you, not one company.

Our team can help with renewal reviews, policy changes, documents, billing questions, and claim reporting. Your insurer determines coverage under your policy.

“They take the guess work out of the insurance process.”
Elizabeth Henson · Google review
In plain terms

Reviewing home and auto together.

A move, a purchase, or a new driver can affect both home and auto insurance. We can review the details together, explain the options, and help you understand how the policies work. Eligibility and terms depend on the actual policies and underwriting.

A simple way to get started.

What to have handy

Use what you already have. These details help the conversation; they don’t determine coverage, eligibility, or price.

  • Who lives in the home, and whether you own or rent it
  • Vehicles, drivers, garaging, and how each vehicle is used
  • Current policies and renewal dates
  • What changed: a move, a purchase, a new driver, a new need
  • Timing: when the change starts or the renewal lands

What happens next

  1. Tell us what you need.Start a quote request or call with your question.
  2. We review the details.Our office will contact you about the next step and any missing information.
  3. Talk through your options.We explain the available choices and tradeoffs. You decide.
Start a quote request
Four insurance terms, explained
Premium
What you pay for the policy term.
Deductible
Your part of a covered claim, before the policy pays.
Liability limits
The most the policy pays for covered damage or injury to others.
Underwriting
The carrier’s review that decides eligibility and final terms.
Ready when you are

Ready to review your personal insurance?

Start one request for your home, vehicles, and everything in between. We'll review what you send and follow up.

Our team answers the phone Monday through Friday, 8 to noon and 1 to 5. The office closes from noon to 1 for lunch.