Workers comp review: payroll and employee changes to flag before renewal
Separate next-term payroll estimates from actual payroll for an audit. Review duties, seasonal workers, subcontractors and records before renewal.
From Stover & Crouch
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Business insurance review: questions to answer before your renewal
Compare your current policies with the work you do today, then gather the records for changes in payroll, vehicles, property and contracts.
Farm and ranch coverage questions to sort before renewal
Review changes to rural property, livestock, farm trucks, machinery and paid work. Keep equipment records and land-use details ready for renewal.