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Practical guidance for your home, vehicles, business and life in Texas.

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Renewals & Policy Changes

Workers comp review: payroll and employee changes to flag before renewal

Separate next-term payroll estimates from actual payroll for an audit. Review duties, seasonal workers, subcontractors and records before renewal.

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Certificates & Documents

General liability and certificates: contract details to review before the deadline

Understand certificate holders, additional insureds and endorsements, then review the written requirements for hiring a subcontractor or working as one.

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Renewals & Policy Changes

Business insurance review: questions to answer before your renewal

Compare your current policies with the work you do today, then gather the records for changes in payroll, vehicles, property and contracts.

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