Independent agency · Established 1920
Insurance in Madison County, Texas
Stover & Crouch serves Madisonville, Midway, North Zulch, and all of Madison County with auto, home, farm & ranch, and business insurance. Compare coverage with our independent agency by phone, online, or at our Madisonville office.
Insurance options
Coverage for your vehicles, home, land, and business.
Choose a starting point. We can review more than one policy together.
Cars & pickups
Auto insurance
A new pickup, a teen driver, or a renewal coming up? Compare coverage and deductibles for the people and vehicles in your household.
Explore auto insurance
House & belongings
Home insurance
Review coverage for your home and belongings, including renovations, detached buildings, and changes in how you use the property.
Explore home insurance
Land & livestock
Farm & ranch insurance
Bring us your questions about livestock, equipment, barns, acreage, and the liability exposures that come with a working farm or ranch.
Explore farm & ranch insurance
Property & liability
Business insurance
Compare commercial coverage for your property, work vehicles, and day-to-day operations. We can also review insurance requirements in contracts.
Explore business insuranceUse your pickup or property for work? Tell us about that use so we can review the coverage it may need.
Support for existing clients · Looking for renters insurance?
Our home county
Rooted in Madisonville since 1920.
Our office at 716 South Madison was built in 1979. It remains home to our team and a place where you can sit down with us to talk about your insurance.
Whether you live in Madisonville, Midway, North Zulch, or out in the county, you can work with us in person, by phone, or online. Bring us a renewal, a question about your property, or a claim you need help with. We’ll help you understand the next step.
In the community
Part of Madison County
The organizations we belong to and support here at home.
Plain answers
A few questions you may have.
Getting a quote, buying property, or dealing with storm damage? Start here.
Do I need to visit the office to get a quote?
No. You can work with our team by phone or online from Midway, North Zulch, or anywhere in Madison County. If you prefer to meet in person, call to plan a visit to our Madisonville office.
What should I share when buying a home or acreage in Madison County?
Start with the property’s physical address, closing date, and how you plan to use it. Include any barns, workshops, livestock, rental use, or business activity, along with lender requirements. If a rural property needs an assigned or verified address, Madison County’s 9-1-1 Addressing office provides the request forms.
Where can I check flood information for a Madison County property?
Use the property’s exact address in FEMA’s Flood Map Service Center. Madison County also provides floodplain information and development-permit resources. Ask the county or relevant city which requirements apply to your address. Homeowners insurance generally does not cover flood damage; ask us about flood insurance separately.
Can my homeowners policy cover a barn or workshop?
Some detached buildings may be covered, but their use and your policy’s terms and limits matter. Tell us if a building stores farm equipment, houses livestock, is rented out, or is used for a business. We can review whether added coverage or a different policy is needed.
Who should I contact if a storm damages my property after hours?
Make sure everyone is safe, then use the claims number on your policy or your insurer’s website to report the damage. Take photos and keep receipts for temporary repairs when it is safe to prevent further damage. Contact our office for help with follow-up and questions about the process.
Here when you need us
Stop by or give us a call.
Our office is at 716 South Madison in Madisonville. We serve clients throughout the county by phone and online, too.
Bring your current policies if you have them. A quote, a renewal, or a coverage question is a good place to start.
Already a client? Reach us for policy changes, documents, billing questions, and claim follow-up.
Support for existing clients