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Bryan & College Station, TX Car Insurance Quotes

Car insurance for Bryan, College Station and Brazos County drivers, Texas A&M and Blinn students included, with liability-only and full coverage priced side by side. With access to hundreds of insurance companies, we quote by phone or online.

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  • Everyone in the household 15 and older
  • The coverage you want, or our help choosing
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The quote opens set to car insurance in Bryan and College Station. A licensed agent in our Texas office reviews it and follows up.

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Liability or full coverage?

Liability covers other people’s injuries and property when you cause a crash, and nothing on your own car. Neither Texas A&M nor Blinn takes responsibility for damage to a car parked on campus, and a lender on a car financed along Earl Rudder Freeway will require collision and comprehensive. Those two, added to liability, are what people mean by full coverage.

For one sample driver, 31 companies’ yearly rates at the minimum 30/60/25 liability level ran $295 to $3,090 in Bryan’s ZIP 77802 and $295 to $3,234 in College Station’s 77845. At 100/300/100, the 28 companies’ ranges were $366 to $3,918 and $418 to $4,113 in the same two ZIPs. They are the companies’ estimates for TDI’s HelpInsure tool and not quotes; we can line up both levels with your own drivers.

Yearly sample rates for one driver, by liability level
30/60/25 liability Texas minimum, 31 companies
  • Bryan 77802$295 to $3,090, middle $902
  • College Station 77845$295 to $3,234, middle $952
50/100/50 liability 28 companies
  • Bryan 77802$360 to $3,430, middle $913
  • College Station 77845$363 to $3,595, middle $963
100/300/100 liability 28 companies
  • Bryan 77802$366 to $3,918, middle $1,031
  • College Station 77845$418 to $4,113, middle $1,094
The companies’ yearly estimates on TDI’s HelpInsure tool for one driver: married, 25 to 64, average credit and a clean record. Effective June 1, 2025, read October 29, 2026. They are estimates, not quotes.

A quote with your own drivers and cars gives the real number.

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Bryan and College Station driving, by the numbers

TxDOT, TexasSure, TDI, DPS and NOAA records for the two cities and Brazos County.

3,192 crashes in Brazos County

TxDOT counted 1,469 crashes inside Bryan in 2025, 5 of them fatal, and 1,422 inside College Station, 4 of them fatal. Brazos County as a whole had 3,192, and 155 of them involved alcohol.

10.7% unmatched in TexasSure

Brazos County’s share of registered vehicles with no matching insurance record in TexasSure was 10.7 percent on August 31, 2026, below the 12.1 percent for Texas as a whole. Vehicles insured on commercial policies, and self-insured ones, count as unmatched too, so the share is not an uninsured rate.

$360 to $3,595 a year

At 50/100/50 liability, 28 companies reported yearly sample rates to TDI’s HelpInsure tool of $360 to $3,430 in Bryan’s ZIP 77802, with a middle rate of $913, and $363 to $3,595 in College Station’s 77845, with a middle rate of $963. The driver is married, aged 25 to 64, with average credit and a clean three-year record. Effective June 1, 2025; estimates, not quotes.

84 vehicle thefts in College Station

College Station police counted 84 motor vehicle thefts and Bryan police 71 in their 2025 crime reports to the state.

What the Brazos County numbers point to

Room above 30/60/25

In 2025, Bryan had 40 crashes with suspected serious injuries and College Station 43, and a single one can run past 30/60/25 limits. In Bryan, the middle of the sample rates went from $902 a year at 30/60/25 to about $1,031 at 100/300/100; in College Station, from $952 to $1,094. How liability limits and full coverage work in Texas

80 hail reports in ten years

Brazos County logged 80 hail reports from 2016 to 2025; on 5 days the stones reached 1.75 inches or more, and on March 18, 2018, they reached 3 inches. Damage like that to your own car is a comprehensive claim.

Nine times apart

Across the companies, one sample driver’s top yearly rate came to more than nine times the lowest in both ZIPs. Since we have access to hundreds of insurance companies, your cars get priced with several of them.

Taking a car to Texas A&M or Blinn

Tyler Stover is a Texas A&M graduate. Tell the insurance company which ZIP a student’s car will be kept in: TDI’s auto guide says a car is rated by where it is usually located, and the sample rates for Bryan’s 77802 and College Station’s 77845 differ even for the same driver.

Some companies require you to keep young drivers on your policy while they are away at school, according to TDI. TDI’s auto guide names no age, 25 or otherwise, for leaving a parent’s policy.

Texas A&M Transportation Services sells campus permits and says it is not responsible for damage or loss to a vehicle or its contents. At Blinn’s Bryan campus, students buy a permit through the Blinn Parking Portal or pay by space, and Blinn’s rules say parking on college property is at the owner’s own risk. On either campus, theft and hail fall to your comprehensive coverage.

Ask about a good student discount, too. Each company decides which discounts it offers.

Buying a car in Bryan or College Station

Many of the area’s new-car dealerships sit on Earl Rudder Freeway, including Aggieland Chevrolet, Bryan College Station Toyota and Lithia Chrysler Dodge Jeep Ram FIAT in Bryan, and College Station Ford. Each one handles the title and registration for the cars it sells. From a private seller, you handle both:

  • Title and registration go through the Brazos County Tax Office, 4151 County Park Court in Bryan, off Pendleton Drive between Booneville Road and Copperfield Drive. Bring proof of insurance.
  • Replacement titles and title histories come from TxDMV’s Waco regional center, 2203 Austin Ave, (254) 296-2700.

Bryan and College Station resources for drivers

Bryan and College Station car insurance questions

How much does car insurance cost in Bryan and College Station, TX?

At 50/100/50 liability, one sample driver drew yearly rates of $360 to $3,430 in Bryan’s ZIP 77802 and $363 to $3,595 in College Station’s 77845 from 28 companies in HelpInsure, TDI’s rate tool, effective June 1, 2025. They are estimates, not quotes; the real price depends on who drives, what they drive and where it is parked.

How much is liability insurance in Bryan and College Station, TX?

At Texas’s 30/60/25 minimum, 31 companies gave TDI’s HelpInsure tool yearly sample rates of $295 to $3,090 for one driver in Bryan’s ZIP 77802 and $295 to $3,234 in College Station’s 77845, effective June 1, 2025. They are estimates, not quotes.

Does car insurance cost more in College Station than in Bryan, TX?

It can. One sample driver’s middle rate was $913 a year in Bryan’s 77802 and $963 in College Station’s 77845. Rates follow where a car usually sits, TDI says, so the parking address matters.

Where do I register a car in Brazos County, TX?

At the Brazos County Tax Office, 4151 County Park Court in Bryan, open 8 a.m. to 4:30 p.m. Have proof of insurance with you. (979) 775-9930.

How do I get a crash report in Bryan or College Station, TX?

Bryan police sell copies through the Records Division, (979) 209-5345: $6, or $8 certified. College Station police take requests by mail or in person at the same prices. TxDOT also sells reports online to the people involved and their insurance companies.

Where do Texas A&M and Blinn students get a parking permit?

Texas A&M Transportation Services sells annual permits by type, from garage to surface lot; call (979) 862-7275. Blinn students register the car and buy a permit online through myBLINN, or use pay-by-space parking at the Bryan campus.

Sources for the Bryan and College Station figures:

TxDOT counts the crash reports it had processed by April 7, 2026. We checked the offices, dealerships and links on November 9, 2026, and read the rate, crash, theft and hail numbers on October 29, 2026.

Car insurance quotes for Bryan and College Station

Whether the car stays in Bryan, in College Station or on campus, tell us where it is parked and who drives it. We compare it across several companies and walk through the limits before you decide.

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