Based in Madisonville
Insurance help in Grimes County
We serve Navasota, Anderson, Bedias, and the rest of Grimes County with auto, home, farm & ranch, and business insurance. Our independent agency is based in Madisonville. Call or start online to compare options, review a policy, or talk through an insurance question.
Serving Grimes County by phone and online from our Madisonville office.
Auto • Home • Farm & Ranch • Business
For the home, the road, the land, and the work.
Start with what you want to protect. If more than one of these fits, we can talk through them together.
On the road
Auto
Cars, pickups, and the people who drive them. Tell us about the daily commute, family trips, and any work use.
Explore auto insuranceAt home
Home
Your home, belongings, and detached buildings. We can review limits, deductibles, and how the property is used.
Explore home insuranceOn the land
Farm & Ranch
Acreage, barns, livestock, and equipment. Let’s talk about what is on the land and the work you do there.
Explore farm & ranch insuranceAt work
Business
A shop in town or a business at home. Tell us about your operations, customers, property, and work vehicles.
Explore business insuranceA home, pickup, workshop, and business may share an address without sharing the same coverage. Tell us how you use them so we can review the connections.
Support for existing clients · Looking for renters insurance?
Your team in Madisonville
Our roots in Grimes County.
Before he helped insure ranchers, owner Steven Stover was working cattle on his grandmother’s ranch at Lake Irene in Bedias.
Today, he brings that experience to insurance conversations about cattle, equipment, buildings, and the liability risks that come with the work.
Tell us how your place operates. We’ll help you review your property and liability coverage together.
Meet the people behind your policyPlain answers
Insurance questions in Grimes County
Help with storm claims, flood information, and coverage for your property and vehicles.
What should I do if a storm damages my home or property?
Once everyone is safe, report the damage to your insurance company as soon as possible. Take photos, make temporary repairs when it is safe to prevent further damage, and keep receipts. Check with your adjuster before making permanent repairs or throwing damaged items away.
How can my insurance agent help during a claim?
If your policy is with us, we can explain how to report a claim, help you understand the next steps, and follow up with the insurance company when you have questions. Your insurer investigates the claim and makes coverage and payment decisions under your policy.
Does my homeowners policy cover a detached barn or workshop?
It may, but the building’s use and your policy’s limits matter. Tell us whether it holds personal belongings, farm equipment, or business property. We can review what your policy includes and whether added coverage or a separate policy is needed.
Do I need commercial auto insurance for a pickup I use for work?
It depends on how the pickup is used and what your policy allows. Tell us who drives it, what you carry, and whether you make deliveries or use it for farm or business work. We can review whether your personal auto policy fits or whether you need different coverage.
Where can I check flood information for a Grimes County property?
Start with the property’s exact address in FEMA’s Flood Map Service Center. For development or permit questions outside city limits, contact the Grimes County floodplain administrator; inside city limits, check with the city. Most homeowners policies do not cover flood damage, so ask us about flood insurance separately.
By the numbers
Grimes County by the numbers
- Homes owner-occupied
- 79.9%2020 to 2024
- People
- 34,2522025 estimate
- Average commute
- 35.9 min2020 to 2024
Sources: U.S. Census Bureau QuickFacts, Grimes County (periods shown above). Read on September 4, 2026.
Here when you need us
Let’s talk about your insurance.
Our Madisonville team is here to help with a quote, a policy review, or an insurance question.
As an independent agency, we can compare options from more than one insurance company.
Already a client? We can help with policy questions, changes, and claims.
Support for existing clients