Walker County field guide
Insurance help across Walker County, including Huntsville
Member of the Huntsville Walker County Chamber of Commerce
We help Walker County households and businesses by phone and online from our office in Madisonville, just up I-45 from Huntsville. Choose the page below that matches your question, or call (936) 348-2688 to get started.
That includes Huntsville, New Waverly, Riverside, and the rest of the county.
Three ways in
Start with home, work, or land
Make a short list for your household, another for your business, and another for your land. You only need the lists that apply to you.
Household and vehicles
Your household and what has changed
Note who lives at home, which vehicles they use, and anything that has changed. Include a move, a new driver, or a property you rent to someone else.
Personal InsuranceBusiness and work
What your business does
List the work you do, the people involved, and any vehicles, buildings, or equipment used for the business. Note a new job, contract, employee, or location.
Business InsuranceLand and rural property
Your property and how you use it
List the land, buildings, equipment, and animals involved. Note whether the property is used for your household, farming or ranching, other business activity, or a combination.
Farm & Ranch InsurancePoint out anything that belongs on more than one list, such as a pickup used for family trips and work.
A practical starting point
Our connection to Walker County
Stover & Crouch is a member of the Huntsville Walker County Chamber of Commerce. We have served Texas households since 1920, and Walker County is part of that work today.
You can begin with the question you have today, whether you are opening a business, moving, or reviewing something you already own.
- separate household, business, and rural questions
- identify shared people, vehicles, or property
- choose the first service path
- list the missing details
By the numbers
Walker County by the numbers
A few public figures that shape the questions people bring us from Walker County.
- People
- 83,8422025 estimate
Up from 76,400 in the 2020 Census. A growing county means more first policies, moves, and new construction to review.
- Homes owner-occupied
- 56.5%2020 to 2024
More than four in ten households rent, the highest share in the counties we serve. A renters policy is often the first policy someone buys here.
- Median home value
- $226,9002020 to 2024
A homeowners review works from what it would cost to rebuild, which is a different number. The median is where that conversation starts.
- Employer establishments
- 1,1132023
Most are small. Business questions here usually start with a contract, a work vehicle, or a first employee.
- Federal weather disaster declarations
- 6since 2019
Hurricane Beryl, the May 2024 storms, two winter storms, tropical storms in 2020, and flooding in 2019. Wind, hail, and freeze provisions are worth reading before the next season.
Sources: U.S. Census Bureau QuickFacts, Walker County (2025 population estimates, the 2020 Census, the 2020 to 2024 American Community Survey, and 2023 County Business Patterns) and the FEMA disaster declarations database. Read on September 4, 2026.
Community context
What to note before you call
Wherever you are in the county, have the address involved and your main question ready. The same preparation applies across all three communities.
Huntsville
Note what you want reviewed and any recent changes. Mention a move, renewal, or other date that matters.
New Waverly
Have the property address ready, even if your mailing address is different. If more than one property is involved, note how each is used.
Riverside
Note whether your question involves your household, your work, your land, or a combination. Point out any vehicles, buildings, or equipment shared between them.
Product owners
Choose the page that matches your question
Start with the need that brought you here, even if more than one page applies. Current clients can use Support for help with an existing policy.
One home base
What happens after you get in touch
Our office is at 716 S Madison St in Madisonville, a short drive up I-45 from Huntsville, and most reviews happen by phone or online.
A licensed team member reviews what you send, asks for any missing details, and follows up by phone or online. Start with what you know rather than waiting until you have every document.
As an independent agency, we are not limited to one insurance company. A licensed team member explains the available options and how they differ. Which options may fit depends on the details.
Before you call
Bring what you have
You do not need a complete file to get started. These details make the first conversation easier.
- The addresses involved and how each property is used
- Your household, business, or rural-property questions
- Vehicles, buildings, or equipment shared between personal and work use
- Current policy documents, if available
- Recent changes and any renewal date or other deadline
- Your phone number and preferred way to hear from us
Plain answers
Common questions
You can get started without an office visit or an exact policy name in mind.
Do you serve Huntsville, New Waverly, Riverside, and the rest of Walker County?
Yes, we help people throughout the county by phone and online. Choose the page that matches your question or call (936) 348-2688.
What should I ask an independent insurance agent before choosing a policy?
Ask what is included, what is excluded, what limits and deductibles apply, and why an option is being suggested. Also ask what other options were considered and how to get help later with questions, claims, or changes.
Can you review household, business, and rural-property questions in the same conversation?
Yes, a licensed team member can review all three in the same conversation. Keep a short list for each part that applies and point out shared vehicles, buildings, or activities.
Do I have to visit the Madisonville office to get started?
No, you can start by phone or online. A licensed team member will follow up with questions and next steps.
Next step
Tell us what you need help with
You do not need the exact policy name or every document to begin. Tell us what you need help with and a licensed team member takes it from there.