Palestine, TX Car Insurance Quotes

Palestine and Anderson County drivers can price liability-only and full coverage policies with us, from a first car to a work truck, through our access to hundreds of insurance companies.

Start your Palestine, TX car insurance quote

Your cars and trucks
Everyone in the household 15 and older
The coverage you want, or our help choosing

Start my quote Call 936-348-2688

The quote opens set to car insurance in Palestine. A licensed agent in our Texas office reviews it and follows up.

Since 1920 Independent Texas agency 4.9 53 reviews as of October 2026 Read our Google reviews

Liability or full coverage?

Liability takes care of the people and property you hit. Your own car or truck needs collision and comprehensive, and the lender on a vehicle financed at a Loop 256 or State Highway 155 dealership will require both, according to TDI.

In ZIP 75801, the yearly sample rates 28 companies listed for one Palestine driver ran $254 to $2,852 at Texas’s 30/60/25 liability level, the legal minimum. At 100/300/100, 25 companies listed $316 to $3,614. HelpInsure, TDI’s comparison tool, shows them as the companies’ estimates, not quotes.

Yearly sample rates for one driver, by liability level

30/60/25 liability Texas minimum, 28 companies

Palestine 75801$254 to $2,852, middle $907

50/100/50 liability 25 companies

Palestine 75801$312 to $3,165, middle $971

100/300/100 liability 25 companies

Palestine 75801$316 to $3,614, middle $1,031

The companies’ yearly estimates on TDI’s HelpInsure tool for one driver: married, 25 to 64, average credit and a clean record. ZIP 75803 shows the same rates. Effective June 1, 2025, read November 10, 2026. They are estimates, not quotes.

A quote with your own drivers and cars gives the real number.

Get a car insurance quote

Palestine driving, by the numbers

Crash, insurance, rate and theft records for Palestine and the rest of Anderson County.

371 crashes in Palestine

In 2025, TxDOT logged 371 crashes inside the city limits, 1 of them fatal. Anderson County had 803, and 11 of its 12 fatal crashes were on rural roads.

9.8% of registrations unmatched

In TexasSure, the state’s check of registrations against insurance records, 4,124 of Anderson County’s 42,314 registered vehicles had no matching insurance record on August 31, 2026: 9.8 percent, against 12.1 percent statewide. Commercial and self-insured vehicles are part of the count, so 9.8 percent is not an uninsured rate.

$312 to $3,165 a year

For one ZIP 75801 driver at 50/100/50 liability, 25 companies listed yearly sample rates of $312 to $3,165 on TDI’s HelpInsure tool, and $971 sat in the middle. The sample driver: a married man aged 25 to 64, average credit, three clean years; ZIP 75803 returns the same rates. Effective June 1, 2025, and estimates, not quotes.

25 vehicle thefts

Palestine police counted 25 motor vehicle thefts in 2025, and Anderson County agencies 46 in all, in their reports to Texas DPS.

Coverage choices for Anderson County roads

Serious crashes and higher limits

Across Anderson County, 2025 brought 27 crashes with suspected serious injuries, 11 of them inside Palestine. Any one could exceed 30/60/25 limits. Palestine’s middle sample rate for one driver: $907 a year at 30/60/25 and $1,031 at 100/300/100. Texas coverage levels side by side

Hail as large as 3 inches

NOAA logged 45 hail reports in Anderson County from 2016 to 2025, 16 of them naming Palestine, with stones 1.75 inches or larger on 7 days. The 3-inch hail fell near Neches on March 4, 2025. Your own car’s hail damage goes to comprehensive.

Ten times apart

At 50/100/50, the top yearly sample rate for one Palestine driver was more than ten times the lowest. Our access to hundreds of insurance companies lets us put your cars and trucks in front of several.

Buying a car in Palestine

Palestine’s new-car dealerships include All Star Ford Palestine and Palestine Toyota on Loop 256, and EAG Chrysler Dodge Jeep Ram Fiat Palestine on State Highway 155. On a car bought from one of them, the dealer takes care of the title and registration. A private sale goes through the county:

The Anderson County Tax Office, 703 N. Mallard, Suite 104, is open 8:00 to 4:30. (903) 723-7423.
Title transfers there have to be done in the lobby before 4:00.
The tax office’s second location is the Frankston Annex, 320 S. Commerce St., Frankston. (903) 876-2211.

Palestine resources for drivers

Palestine car insurance questions

How much does car insurance cost in Palestine, TX?

HelpInsure, TDI’s comparison tool, listed 25 companies’ yearly rates of $312 to $3,165 for a married ZIP 75801 driver with a clean record at 50/100/50 liability, effective June 1, 2025, with $971 in the middle. HelpInsure calls them estimates, not quotes; your household’s drivers and vehicles set the actual price.

How much is liability insurance in Palestine, TX?

Minimum liability, 30/60/25, drew yearly sample rates of $254 to $2,852 from 28 companies for one ZIP 75801 driver on TDI’s HelpInsure tool, with $907 in the middle, effective June 1, 2025. Both ends are estimates, not quotes.

Do Palestine, TX ZIP codes 75801 and 75803 get different car insurance rates?

Not in TDI’s sample rates. HelpInsure showed the same yearly figures for 75803 as for 75801 at all three liability levels, effective June 1, 2025. The figures for both ZIPs are estimates, not quotes.

Where do I register a car in Anderson County, TX?

At the Anderson County Tax Office, 703 N. Mallard, Suite 104, in Palestine, open 8:00 to 4:30, or at its Frankston Annex, 320 S. Commerce St. Bring proof of insurance, and get a title transfer to the Palestine lobby before 4:00.

How do I get a crash report in Palestine, TX?

Palestine police records, 903-731-8432, send you to TxDOT’s online crash report system. Look it up there with the date of the crash and the name of a driver; a copy costs $6, or $8 certified, and TxDOT emails it after purchase.

Where did fatal crashes happen in Anderson County, TX in 2025?

Eleven of the county’s 12 fatal crashes were on rural roads: 6 on US and state highways, 4 on farm-to-market roads and 1 on a county road, according to TxDOT. Palestine itself had 1.

Where the Palestine and Anderson County figures come from:

TxDOT’s crash tables count reports processed by April 7, 2026. Rates, crashes, thefts and hail were read, and offices, dealerships and links checked, on November 10, 2026.

Price your Palestine car insurance

Start with the drivers in the house and the cars and trucks they drive. We price them with several companies and talk through the limits by phone.

Get a car insurance quote Call 936-348-2688 Auto insurance in Texas