Stover & Crouch Insurance · Est. 1920
(936) 348-2688 Client Support

Independent insurance · Texas

Insurance in North Texas

A move within North Texas can bring several insurance decisions at once: a new address, a different commute, a lease ending or a house closing. Whether your next home is in Dallas–Fort Worth or a nearby community, start with the dates and changes that affect your household. Then compare what the proposed policies actually say.

Get a quoteCall (936) 348-2688

What do you need to insure?

Start with the property, vehicles, or operation you want to discuss.

Homeowners insuranceCompare the home proposal with particular attention to the roof and your share of a covered loss. Renters insuranceReview belongings, liability and lease requirements while you are renting or preparing to move. Auto insuranceUpdate the conversation when your address, household drivers or daily vehicle use changes.

Questions worth asking before you choose

Put the roof terms beside the price

When comparing home proposals, ask whether roof claims use replacement cost or actual cash value, which accounts for age and wear. Check the wind and hail deductible separately. A proposal with a lower premium can leave you paying more after a covered roof loss. Bring the roof age and any replacement paperwork so the comparison uses the same property details.

Plan the handoff between addresses

Write down the new lease or closing date, the date you expect to move and when you stop using the old address. Ask how belongings in storage and any period of overlap will be handled. A landlord’s policy does not protect your personal belongings. Keep your lease requirements handy, and have the agent confirm policy dates before you cancel or replace existing coverage.

Describe the driving you will actually do

A new commute, a driver joining the household or regular deliveries deserves a conversation before renewal. Tell the agent where each car is kept and what it is used for. If you earn money making deliveries, ask specifically about that use: personal auto policies differ, and a delivery platform’s insurance may leave gaps during parts of a trip.

Helpful Texas resources

Bring the details that matter

Have these ready when you contact us. We can help you work through what is missing.

  • Old and new addresses, move dates, and lease or lender requirements.
  • Current home or renters and auto declarations with renewal dates.
  • Roof age, material, replacement records and the deductibles on each proposal.
  • Household drivers, vehicle details, parking locations and any paid delivery use.

Local guides

Talk it through with our team

We’re a Texas-based independent agency, established in 1920. Tell us what you need to insure, and we’ll review the options that may be available for your situation.

Coverage depends on the insurer, policy terms, and your circumstances.