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Stover & Crouch Est. 1920

Insurance in South Texas

Stover & Crouch helps families, business owners, farmers and ranchers across South Texas, including Corpus Christi, Laredo and the Rio Grande Valley. We offer a full range of home, auto, business, farm and ranch insurance options. Work with our Texas-based independent agency by phone, email or online.

Get a quoteCall (936) 348-2688

What do you need to insure?

Explore personal, business, farm and ranch insurance throughout Texas. Start with the coverage you need.

Personal insuranceExplore home, auto, renters and other personal insurance options. Business insuranceReview insurance for your business, including property, vehicles and liability. Farm & ranch insuranceDiscuss your home, land, buildings, equipment, livestock and agricultural operation.

Coastal property considerations

For property near the coast, these questions may need extra attention. Use your exact address when reviewing the requirements.

Guidance from the Texas Department of Insurance; hurricane season dates from NOAA.

What to askFor a coastal property, ask whether wind and hail are included in the home policy or need separate coverage. Bring the exact address and current policy to the review.

Bring this question to us: Get a quote or call (936) 348-2688.

Hurricane season runs June 1 through November 30, and TWIA will not sell a policy while a hurricane is in the Gulf.

What to askHomeowners insurance generally does not cover flooding. Ask about a separate flood policy and review its terms alongside any home and windstorm policies.

Bring this question to us: Get a quote or call (936) 348-2688.

What to askIf TWIA coverage is being considered, ask about inspection and certification requirements before building, replacing a roof or making major alterations. Requirements depend on the property; the economic-region name does not establish eligibility.

Bring this question to us: Get a quote or call (936) 348-2688.

Bring the details that matter

Bring the details relevant to your situation. You can start a conversation even if you do not have every document.

  • Your current policies or renewal notices, if you have them.
  • The addresses, buildings, vehicles or equipment you want to insure.
  • How the property and vehicles are used, including any business, farming or ranching activities.
  • Recent changes, your main questions and when you need coverage to start.

Texas resources

Talk it through with our team

We’re a Texas-based independent agency, established in 1920. Tell us what you need to insure, and we’ll review the options that may be available for your situation.

Coverage depends on the insurer, policy terms, and your circumstances.