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Stover & Crouch Est. 1920

Insurance in Upper East Texas

Stover & Crouch helps families, business owners, farmers and ranchers across Upper East Texas, including Tyler, Longview and Texarkana. We offer a full range of home, auto, business, farm and ranch insurance options. Work with our Texas-based independent agency by phone, email or online.

Get a quoteCall (936) 348-2688

What do you need to insure?

Explore personal, business, farm and ranch insurance throughout Texas. Start with the coverage you need.

Personal insuranceExplore home, auto, renters and other personal insurance options. Business insuranceReview insurance for your business, including property, vehicles and liability. Farm & ranch insuranceDiscuss your home, land, buildings, equipment, livestock and agricultural operation.

Risks in Upper East Texas

Upper East Texas weather works on the trees. Choose a risk for what the record shows and the question to ask.

Facts of record from the National Weather Service and the Texas A&M Forest Service; the questions follow Texas Department of Insurance guidance.

The Canton outbreak of April 2017 put an EF-4 tornado on the ground from Eustace to West Canton.

What to askAsk what the policy pays to remove a fallen tree, what it pays if the tree hits nothing, and whether it pays for somewhere to stay when the house cannot be lived in after a storm.

Bring this question to us: Get a quote or call (936) 348-2688.

April and May bring the most tornadoes to North and Central Texas.

Three days of rain in March 2016 put more than nine inches on Longview and seven on Tyler and sent the Sabine to a flood of record.

What to askHomeowners insurance generally does not cover flooding, so ask about a separate flood policy for a home near a river, a creek or a lake, and ask early; most carry a 30-day wait.

Learn about flood insurance.

Bring this question to us: Get a quote or call (936) 348-2688.

The ice storm of late January 2023 put up to half an inch of ice on trees and lines across North Texas, Lamar County included.

What to askA limb through the shingles is a wind claim with the wind and hail deductible, so ask what that is in dollars, and whether the roof is paid at replacement cost or actual cash value.

Bring this question to us: Get a quote or call (936) 348-2688.

In the drought of 2011 Smith County alone had 682 wildfires.

What to askFire is a covered peril on most home policies, but ask how outbuildings, fences and equipment are covered, and whether the insurer expects dead trees and brush cleared back from the house.

Bring this question to us: Get a quote or call (936) 348-2688.

Twenty-seven of the thirty largest fires in Texas history burned between January and May.

Bring the details that matter

Bring the details relevant to your situation. You can start a conversation even if you do not have every document.

  • Your current policies or renewal notices, if you have them.
  • The addresses, buildings, vehicles or equipment you want to insure.
  • How the property and vehicles are used, including any business, farming or ranching activities.
  • Recent changes, your main questions and when you need coverage to start.

Texas resources

Talk it through with our team

We’re a Texas-based independent agency, established in 1920. Tell us what you need to insure, and we’ll review the options that may be available for your situation.

Coverage depends on the insurer, policy terms, and your circumstances.