Ranch, Business, Home & Auto Insurance in Centerville, TX

Can you help with insurance in Centerville or Buffalo, TX?

Yes. We help people across Leon County with auto, home, farm & ranch, and business insurance, from Centerville to Buffalo, where Interstate 45 meets U.S. 79 and U.S. 75. Call or start online to ask a question, review your policies, or compare available options.

The Texas Department of Insurance counts 82 companies collecting homeowners premium in Leon County in 2025, which is why a comparison across several of them matters.

Should I tell my agent before using an outbuilding for a business?

Yes. Business use of an outbuilding may have different coverage needs from household use, including when you store business equipment, do paid work, or have customers visit. Tell us what you plan to do before the use changes so we can review the building, its contents, liability questions, and whether commercial property insurance fits.

Of Leon County's 365 businesses with employees, 58 percent have one to four workers (Census County Business Patterns, 2023), the size most home-based business reviews involve.

Do I need farm insurance for my land near Normangee, TX?

It depends on how you use the land, not the number of acres. TDI’s home insurance guide describes farm and ranch insurance as coverage for homes outside city limits on land used for farming and raising livestock. Tell us about the home, animals, equipment, hay, leases, sales and visitors, and we can compare farm and ranch insurance options, including farm liability. Normangee’s town limits reach into Madison County, so give us the physical location of each property. If you are unsure of its 911 address, Leon County’s addressing office is a useful starting point, and the county asks owners to verify that address before seeking a floodplain permit.

Does homeowners insurance cover a mobile home in Marquez, TX?

Mobile homes are usually insured on their own policy, and the Handbook of Texas notes they were common in parts of Marquez by the 1980s. TDI’s home insurance guide lists mobile home insurance as a separate type that covers the home, your belongings, additional living expenses and liability. Tell us the home’s year, size and setup and whether it sits on land you own, and we can compare mobile home insurance options.

Does home insurance include flood coverage?

Most homeowners policies do not cover flood damage. Flood insurance is usually a separate policy. A FEMA map can help you look up a property, but a location outside a high-risk flood zone can still flood. Bring the address and we can discuss flood insurance along with your other insurance questions.

Can I buy flood insurance in Leona or Oakwood, TX?

In Oakwood, yes; inside Leona’s city limits, not a federal policy. FEMA’s Community Status Book lists Leona as not taking part in the national flood program, so ask us about private flood coverage there. Oakwood sits three miles west of the Trinity River, and FEMA’s records show five flood claims since 1978 in its ZIP code, 75855, more than any other Leon County ZIP code. Tell us the address and we can look at your flood options.

What affects car insurance rates in Jewett, TX?

Rates are based in part on each driver’s record, the type of car, how it is used and where it is usually kept, according to TDI’s auto insurance guide. Jewett sits on Farm Road 39, 12 miles northwest of Centerville, so tell us how far each car is driven to work or school. We can compare auto insurance options for each driver and vehicle, including uninsured motorist coverage.